Require all gun owners to have liability insurance from a licensed agent and the Fed Goverrnent keep a record showing every gun by serial number, who owns it and the insurance agent. Any data missing, the local police will be notified to check it out. Simple.
Why is this important?
Insurance companies will lose money if they insure bad people. Good people will pay a lot less and the agents that do the best screening will be able to sell cheaper insurance and make a better profit.
