Help underwater home owners with substantial programs to end foreclosures re-negotiate the terms of their loans.
Why is this important?
Many home owners are underwater on their mortgages and banks refuse or the process is to lengthy and too convoluted for many home owners to trust it will be helpful. Many home owners need help re-negotiating the terms of their loans, and while they say there are many programs out there, they tend to be no more than piece meal appropriate and results are, at best, minimal. What we need is for government to help home owners with substantial programs that force banks to re-negotiate in a timely manner.
