To: President Donald Trump, The New Jersey State House, The New Jersey State Senate, The United States House of Representatives, and The United States Senate
JP Morgan Chase has made Susie Homeless and Heartbroken!
Susie Johnson spent her entire life working towards achieving her dream of home ownership. When she was approached to purchase the home she was renting in Orange, NJ, she was ecstatic. Those days of excitement and joy were dashed away when JPMorgan Chase/Wells Fargo/HUD stole her American dream via a fraudulent foreclosure and illegal eviction. Her life went from happy gardening days to family barbecues to a horror story and JP Morgan Chase/Wells Fargo/HUD are to blame.
Susie paid her mortgage payments on time each month when suddenly, the servicer started indicating that she was behind in her payments. She was an inexperienced homeowner and once she started receiving the threatening letters from their attorneys threatening to take her home away, she entered into a forbearance agreement paying legal fees and whatever other fees they tagged on. She hadn’t missed a payment. At this time, they were unable to take her home away.
Well, the next move came the following year when this time, the servicer stated that she was four payments behind and once more threw her into default and this time they went for the juggler. Susie became distraught trying to get the servicer to listen and review the receipts and the certified documents that they signed accepting the payments. They immediately stopped accepting her payments and proceeded to file for foreclosure. At that point her daughter began to intervene. Copies of everything was sent into the servicer and then everything went silent until the payments were sent again and were returned. Stage 1 of foreclosure proceedings had begun and they were rapidly moving towards stage 2. Susie went to Legal Services in Newark for assistance and contact was made with the attorneys for the servicer. Next Susie was advised to file a Chapter13 Bankruptcy. She reluctantly did so as this would ruin the credit she had worked so hard to establish. The attorney for the servicer continued the onslaught.
Within the next few months a letter was received indicating that they had found the four missing payments in one paragraph and in the next paragraph down, the letter stated and now those payments are due. Susie, being a low income homeowner could not afford to pay additional legal and whatever other fees the servicer tacked on so the torture continued. Even after the letter, the attorneys sought final foreclosure and it was granted by the chancery division judges even though copies of the receipts were shown several times. Then things went really silent and there was no activity for at least a year. Then came further torture from the servicer’s attorneys.
During the period before the final onslaught, Susie lost her eldest daughter, her husband, and her life was in a turmoil. Her bankruptcy payments were extremely high because of the fraud and payments on monies not due the servicer and her struggles seemed extra hard because she was fighting for her life, her memories, her happiness that was all sealed up in this house of her dreams.
The attorneys were now seeking eviction. They sold the house at a sheriff’s sale and then moved forward with eviction. In 2012, there was a protest held at the home of Susie Johnson with the assistance of many organizations and unions and the eviction was called off by JPMorgan Chase. One thing that was abundantly clear was that JPMorgan Chase was not looking to correct their mistake but instead wanted to throw this elderly woman out on the street.
Bennet Zurofsky, an attorney in Newark, immediately jumped into action and notified the AG’s office who did absolutely nothing with the information they received and still have not done anything to this day. In October of 2013, a caption change was granted by a chancery division judge allowing Wells Fargo to be the servicer and MassMutual the lender after a 14 year absence. They were indeed the unknown lender.
On 5/30/2014, Susie Johnson was brutally evicted from her home! She has not walked since that time. She now sleeps in a hospital bed and after a brief period in a nursing home, she now has a feeding tube and stage 3 sacral ulcer on her tailbone. She is in pain all of the time and most times does not know where she will sleep each night.
JPMorgan Chase has stolen her dignity along with her belongings and needs to be made whole again while she can still recognize that she has been made whole.Instead of wondering what vegetables she will be planting in her garden, she now worries about where she will sleep and when she will die. She is calling on JPMorgan Chase/Wells Fargo/HUD to do what is right. They got their money. It is now time for them to give me back the home that they fraudulently stole from Susie or make her whole.
When asked about this, JPMorgan Chase and Wells Fargo has only produced excuses and roadblocks. They say it wasn’t me and that it was the bankruptcy filing that caused this problem and not their faulty recordkeeping. It took them 14 years to completely follow through with this egr...
Susie paid her mortgage payments on time each month when suddenly, the servicer started indicating that she was behind in her payments. She was an inexperienced homeowner and once she started receiving the threatening letters from their attorneys threatening to take her home away, she entered into a forbearance agreement paying legal fees and whatever other fees they tagged on. She hadn’t missed a payment. At this time, they were unable to take her home away.
Well, the next move came the following year when this time, the servicer stated that she was four payments behind and once more threw her into default and this time they went for the juggler. Susie became distraught trying to get the servicer to listen and review the receipts and the certified documents that they signed accepting the payments. They immediately stopped accepting her payments and proceeded to file for foreclosure. At that point her daughter began to intervene. Copies of everything was sent into the servicer and then everything went silent until the payments were sent again and were returned. Stage 1 of foreclosure proceedings had begun and they were rapidly moving towards stage 2. Susie went to Legal Services in Newark for assistance and contact was made with the attorneys for the servicer. Next Susie was advised to file a Chapter13 Bankruptcy. She reluctantly did so as this would ruin the credit she had worked so hard to establish. The attorney for the servicer continued the onslaught.
Within the next few months a letter was received indicating that they had found the four missing payments in one paragraph and in the next paragraph down, the letter stated and now those payments are due. Susie, being a low income homeowner could not afford to pay additional legal and whatever other fees the servicer tacked on so the torture continued. Even after the letter, the attorneys sought final foreclosure and it was granted by the chancery division judges even though copies of the receipts were shown several times. Then things went really silent and there was no activity for at least a year. Then came further torture from the servicer’s attorneys.
During the period before the final onslaught, Susie lost her eldest daughter, her husband, and her life was in a turmoil. Her bankruptcy payments were extremely high because of the fraud and payments on monies not due the servicer and her struggles seemed extra hard because she was fighting for her life, her memories, her happiness that was all sealed up in this house of her dreams.
The attorneys were now seeking eviction. They sold the house at a sheriff’s sale and then moved forward with eviction. In 2012, there was a protest held at the home of Susie Johnson with the assistance of many organizations and unions and the eviction was called off by JPMorgan Chase. One thing that was abundantly clear was that JPMorgan Chase was not looking to correct their mistake but instead wanted to throw this elderly woman out on the street.
Bennet Zurofsky, an attorney in Newark, immediately jumped into action and notified the AG’s office who did absolutely nothing with the information they received and still have not done anything to this day. In October of 2013, a caption change was granted by a chancery division judge allowing Wells Fargo to be the servicer and MassMutual the lender after a 14 year absence. They were indeed the unknown lender.
On 5/30/2014, Susie Johnson was brutally evicted from her home! She has not walked since that time. She now sleeps in a hospital bed and after a brief period in a nursing home, she now has a feeding tube and stage 3 sacral ulcer on her tailbone. She is in pain all of the time and most times does not know where she will sleep each night.
JPMorgan Chase has stolen her dignity along with her belongings and needs to be made whole again while she can still recognize that she has been made whole.Instead of wondering what vegetables she will be planting in her garden, she now worries about where she will sleep and when she will die. She is calling on JPMorgan Chase/Wells Fargo/HUD to do what is right. They got their money. It is now time for them to give me back the home that they fraudulently stole from Susie or make her whole.
When asked about this, JPMorgan Chase and Wells Fargo has only produced excuses and roadblocks. They say it wasn’t me and that it was the bankruptcy filing that caused this problem and not their faulty recordkeeping. It took them 14 years to completely follow through with this egr...
Why is this important?
Susie Johnson is my mother and my hero. I have been fighting this fight for over 14 years to help my mother retain her home all while seeing the devastating affects this fight has had on her. My mom has lost her will to live and has been made homeless from this ordeal. She has suffered immeasurably and cannot even afford to pay her own rent because the banks egregious mistake has caused her to pay an exorbitant storage bill and if she neglects to pay this, she will lose everything else that she owns in this world. My mom has lost her will to live. She says that she was treated like nothing therefore she must be nothing and no matter how much I try to tell her otherwise, the facts are that JP Morgan Chase has treated her like she is nothing, how else should she feel?