To: The Florida State Senate and The United States House of Representatives
mortgage modification
I do not want to loose my house, I work hard to keep it, bank of America does not wank to negotiate with me at all for no reason. Im in the construction industry I have never stopped working but of course my income is lower but not because of lack of work but because prices are down I want someone to tell back of America to refinance my house that the house is worth more that what they are saying 6.23 is a hight interest rate I have paid over 50% of the original value of the house in normal circumstance of the real estate market I would have done this with no problem at all I would have had a huge equity, im doing the same amount of work but a lower price now because of competition, im struggling every month to make my payments all I own is the house my other bills are utilities and food.
Why is this important?
I have asked bank of America to modofy the terms in loan all I need is to try to get a lower interest rate. I tried to refinance but they do it only if come up with over a 100 k which is ridiculos. I have asked for todaus value of my properru and is worrh a little more than the principal. I ve been trying tjis for almost three years they wont do it, im desperate.