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To: Members of Congress

The next COVID-19 relief bill must cap sky-high interest rates

Congress needs to enact a nationwide interest rate cap to stop predatory lending profiteering during the COVID-19 crisis.

Why is this important?

We are asking Congress to pass this interest rate cap swiftly. Otherwise predatory lenders will be able take advantage of the acute financial distress that millions of people now face to profit by burying people more deeply in debt.

At a time when millions of people across the United States are facing tremendous financial stress due to the COVID-19 pandemic, we should not allow predatory lenders to exploit people with triple-digit interest rates. Predatory lenders are looking to profit from the terrible economic hardships of this pandemic.

Payday and car title lenders have long engaged in price-gouging with triple-digit interest rates and exorbitant fees. Price-gouging is bad enough in normal times; during a pandemic, it’s unconscionable. Sixteen states and the District of Columbia already cap interest rates. It’s time to extend interest rate caps nationwide to protect people from these loan sharks. Unless Congress takes action to stop it, Millions of people will fall deeper into debt as high cost lenders exploit the terrible moment we’re in.

We need your help to convince Congress to stop predatory lenders from ripping people off during the COVID-19 pandemic.

Updates

2020-04-26 00:25:04 -0400

1,000 signatures reached

2020-04-23 16:25:01 -0400

500 signatures reached

2020-04-23 11:27:34 -0400

100 signatures reached

2020-04-23 11:20:08 -0400

50 signatures reached

2020-04-23 11:17:21 -0400

25 signatures reached

2020-04-23 11:15:44 -0400

10 signatures reached