2 Horrible Banking Experiences

I actually have 2 bank stories...one involving he loss of my residence, and the other
regarding the bank automatically attaching an automatic overdraft to my account, and continuing to honor checks that inadvertently overdrew my account and continuing to honor checks until I was significantly overdrawn and then tacking on 'inhumane' fees and fees on top of those fees....although I informed them, when I found out from the bank that I was in significant arrears, that my understanding of a 'debit account' was that if/when the account reached zero, nothing that came in would be paid and a check would bounce therefore.....apparently they have some fine print in their agreement that refutes this!
Be that as it may or may not, this was just prior to the government cracking down on the policy of 'milking' overdrawn customers with LAYERS of fees and penalties.
I sent a letter protesting this potentially fraudulent practice of intentionally allowing accounts to develop serious arrears so that they can 'milk' them to the CEO of US BANK.. He did not answer and I wasn't able to get anything resolved, except discovering that I was blackballed from opening another bank account. I believe that this practice is illegal and the whole banking experience, like this one, for the average guy is intimidating!

The loss of my house regards, among other things, either inaccurate, or no appraisal's..horribly inaccurate and over-valued estimates of property value,
and bank collusion with mortgage companies to 'create' numbers, at any cost, that will work to acquire the fraudulent loan!
I could go on and on......I believe that my house was stolen from me!