To: President Donald Trump, The California State House, The California State Senate, Governor Gavin Newsom, The United States House of Representatives, and The United States Senate
An Insurance Mandate for Gun Owners
Gun owners should be required to have liability insurance for their guns and be required to present proof of insurance when requested by a police officer or the gun should be confiscated and held until the proof is presented or, after a fair waiting period, destroyed. The insurance company should perform the background check at the applicant's expense. the insurance should be required to cover any damage done by the insured gun.
Why is this important?
Why should gun owners not be required to have liability insurance for their weapons like car owners are for their cars?
Save taxpayer dollars and let insurance companies pay for the background checks and keep track of their customers guns and charge for it in the premiums. The insurance should pay for damage regardless of who fires the gun, just like with cars. It would be a start and the premiums on assault rifles and big ammo clips could make them prohibitive to own.
Lax gun laws are just more corporate welfare. Use an insurance mandate for gun owners as a way to fight corporate welfare with corporate welfare.
For a whole new bunch of new customers, the insurance lobby would probably be willing to contribute to enough congressmen to get it passed as they did with the ACA.
Since criminals are less likely to buy the insurance we could probably seize (for lack of proof-of-insurance) a lot of gangsters' guns.
Since guns can last hundreds of years, there is no force removing them from circulation which results in their accumulation. This could be a force to decrease the number of weapons on the street. Seized, unclaimed weapons should be melted down.
Save taxpayer dollars and let insurance companies pay for the background checks and keep track of their customers guns and charge for it in the premiums. The insurance should pay for damage regardless of who fires the gun, just like with cars. It would be a start and the premiums on assault rifles and big ammo clips could make them prohibitive to own.
Lax gun laws are just more corporate welfare. Use an insurance mandate for gun owners as a way to fight corporate welfare with corporate welfare.
For a whole new bunch of new customers, the insurance lobby would probably be willing to contribute to enough congressmen to get it passed as they did with the ACA.
Since criminals are less likely to buy the insurance we could probably seize (for lack of proof-of-insurance) a lot of gangsters' guns.
Since guns can last hundreds of years, there is no force removing them from circulation which results in their accumulation. This could be a force to decrease the number of weapons on the street. Seized, unclaimed weapons should be melted down.