To: President Donald Trump, The Virginia State House, The Virginia State Senate, Governor Ralph Northam, The United States House of Representatives, and The United States Senate

Answer the President's Challange for Clarity: SIMPLE SINGLE PAGE CREDIT CARD AGREEMENT

The overcomplicated nature of legal forms has gotten out of hand; creditors / banks take advantage of citizens ignorance or lack of education; and our state and federal oversight doesn't consider this a significant issue. PLEASE ask your Legislators & Executives to help bring clarity to Credit Card Application forms. Enact laws requiring adoption of a national standard form that is 1 page long, and understandable. Below is a link to a SINGLE PAGE CREDIT CARD AGREEMENT provided by Siegel and Gale that can be used as a guide, just in case your congressional representatives can't get one written before the election! Thanks Siegel & Gale! http://www.siegelgale.com/pdf/Siegel+Gale_Introduces_a_Simple_One-Page_Credit%20Card%20Agreement%20That%20Anyone%20Can%20Understand.pdf

Why is this important?

Simplicity and clarification of credit card agreements. Remove the confusing, unnecessary and unclear terminology from legal documents. Force banks and lending agencies to adopt a simple, single page credit card agreement form that everyone can understand. The document should be similar to the Siegel & Gale simplified credit card agreement (http://www.siegelgale.com/pdf/Siegel+Gale_Introduces_a_Simple_One-Page_Credit%20Card%20Agreement%20That%20Anyone%20Can%20Understand.pdf)

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