To: Sylvia Luke (HI-25)

Chair Luke please call a hearing for HB 228 (Payday lending)

Faith Action for Community Equity, FACE Hawaii

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This is the only bill in the house that would protect borrowers from predatory interest rates on payday loans. Church and community leaders around the state are calling for new protections for local families that take these loans.

We know you are really busy with lots of bills, but please give this one a hearing!

Why is this important?

Our members include some of 100's of people stuck in payday loans as high as 459%!!! Faith and Community groups want protections from this kind of interest rate but we are nervous that the bill might not get heard.

Interest rates like this trap hardworking people into a terrible debt cycle, and keep local families down.

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