To: Humana Insurance, The Arizona State House, The Arizona State Senate, and Governor Doug Ducey

"Change health insurance laws in Arizona"

The Insurance Commission of Arizona shall review and pursue all allegations of insurance fraud by an insurance company even if a insurance company has paid money on an insurance claim.

Why is this important?

Presently the Arizona Insurance Commission does not get involved if a health insurance company pays any money toward a claim. Consequently, in emergency situations a health insurance company can get away with paying out-of-network 60% vs the 80% that should be paid for emergency situations. example: a car accident where the patient is taken to the closest hospital. This causes personal hardship and an increase in filing for personal bankruptcy in Arizona.