Outlaw credit checks as a way to filter out potential employees. Outlaw the ability of vehicle (as well as other forms of) insurance companies to raise premiums based on credit. Medical bills are ruining the credit of many Americans such as myself even when insurance is paid for, there simply is not enough to pay all the bills when you cannot work, When you are denied work or affordable insurance because of your credit it is a double kick in the face..
Why is this important?
If you are out of work, injured, sick, or just plain do not make enough money to sustain yourself your credit WILL become bad. Why are we being checked for credit to work or get auto insurance rates? Credit checks have NOTHING to do with work ethic, education, special talents or driving records. Stop this...the jobless rate would go down if ALL applicants are looked at, not just the ones with good credit.
