Credit Reporting and Collections

1.Require by Credit Collection Companies: Credit Collection Companies are required to submit valid documentations to you from the Businesses or agency’s they represent’ Included in the documentation, the date, time, cost, and type of services or products rendered to you for the purpose of their collection. If the collection is for medical services, name of doctors, date of medical service, and the cost of medical services rendered. Credit Collection Companies are prohibited from specking to, harassing, threatens, intimidating or discussing any credit matters with family members not named or included in collection efforts.

2. Require by Credit Reporting Companies be required to show a good faith effort and full disclosure of any and all investigation materials of the complainant. And to submit copies of their completed investigation of their findings and conclusions to the complainant before attachment to any records of financial history. Credit Reporting Companies are prohibited from including anything on your credit reporting history without obtaining documented proof of the existence of the debt. Credit Reporting Companies are to be compelled to submit copies of that documented proof when requested by the complainant.