To: The United States House of Representatives and The United States Senate

Don't repeal the ACA without a replacement - no gaps!

You would never shut down a busy highway without a detour in place. That would strand all of the motorists on it, and leave countless others with no way to get from point A to point B.

Yet that's exactly what Congress is doing by trying to end the ACA without a replacement plan. Please don't let that happen.

Why is this important?

Life before the ACA was a mess. I personally saw all of the following:

1. An insurance company placed riders on a coworker's pregnant wife who had a history of cancer. They refused to cover either her pregnancy or any form of future cancer.

2. My small business's insurer denied coverage to a "high-risk" employee: a young man with hypertension.

3. Without a reliable way to vet insurance companies, an employer unknowingly selected a fraudulent one. Two of us were left with massive medical debt despite paying our premiums faithfully.

4. A young, healthy friend chose to forgo insurance. She's still paying off her emergency appendectomy.

5. My brother had a stroke in his thirties, and had to delay surgery until he could get better insurance.

I'm just one person, and I don't even work in the insurance industry, yet I saw all of that. Don't return us to those days. Don't repeal the ACA without a good replacement!