To: President Donald Trump, The United States House of Representatives, and The United States Senate

Home Mortgaqe Modification Law

Create an enforceable mortgage modification program with laws that force banks to carry out modifications in a fare timely and legal manner.

Why is this important?

Force the banks to actually modify the mortgages of the hundreds of thousands of American homeowners that actually qualify for them. Right now the banks string along desperate home owners for up to two years only to reject the modifications. Regulate and enforce laws that require American and Foreign banks to modify mortgages and regulate them. Stop this banking scam. Make the American people know that the banks actually make more money on foreclosures. Instead of short sales; reduce principal and interest to actually make the home affordable. Make it a law! Regulate it and enforce it. Give consumers an actual government agency to report the malfeasance of the banking institutions regarding mortgage modifications and fraudulent foreclosures! HOPE is a complete and total scam!