Sacrifice is what creates collective benefits. The additional cost of a declining fee of $63 per person is considerable less costly than being denied coveerage because of a pre-existing conditoopn.
Why is this important?
After 30 years of Entrepreneurial engagement, I have come to an appreciation the valuue the convergence of collective and self interest on issues that create an universal win-win opportunities. This is a cost that benefits all Americans and everyone collective will be willing to acheive.