The f$35 fee is excessive, arbitrary and litigious. Our fore fathers did not trust banks. WE BAILED THE BANKS OUT and now their fees are excessive and their interest rates are pathetic. They want seniors to spend their childrens inheiritance. A find example of that also is
reverse mortgages.
Why is this important?
If you do not have sufficient funds in your checking account for any reason
a.) Lack of money to put in.(the poor and elderly).
b.) Forgetfulness (the elderly)
c) Poor mathematic skills at late hours.