In February 2003, my mother received a notice from Washington Mutual Bank, returning her payment for that month and notifying her that she was in default, claiming she had not paid since October 2002. This was the first time she had received anything from Washington Mutual, who had apparently taken over her mortgage from Homeside and was now the servicer of her loan. At their instruction, my mother sent in copies of the missing payment receipts to Washington Mutual, attempting to reconcile the situation. Despite this, Washington Mutual filed for foreclosure claiming she was delinquent on her loan, even though until that time she had never missed a payment.
Why is this important?
My mother and I have been fighting this in court for over 11 years. Even though, we have proven that there were no missing payments, the judge disregarded most of the evidence and granted the banks the right to evict anyway. In the meantime, John Stolarenko, the former president of Eastwood Mortgage Bankers who signed my mothers original loan documents, was convicted of mortgage fraud and served 10 months in prison. JP Morgan Chase/Wells Fargo/MassMutual took over the loan, and picked up where Washington Mutual left off, pushing forward with their attempts to evict my mother and take her home. I was advised on March 20th, by Sabira Bektic of Wells Fargo that she intends to evict my mother onto the street in the cold and that she has already provided paperwork to the sheriff's office.
