Stop paying members of the U.S. House and Senate as soon as their terms are over. Not servin'? Not getttin' paid, period. Serving in either house is an honor not a career.
Why is this important?
Congressional and Senatorial representatives should collect salaries and benefits only while they are serving their elected term. No salary, health care benefit or pension should be paid to any non-current elected official or any official who is recalled, fired, or quits.
Once the job ends, so does the money. Just like everybody else.