Include Home Mortgages in all court garnishment calculations. You are breaking Federal Mortgage Lending Laws which protects home-owner's right to pay their mortgage first. Forcing folks needlessly into foreclosure.
Why is this important?
Federal Law states that no loan can come before a house mortgage. Banks like City Financial/Dell Finance have passed laws to limit the exemptions on garnishments, to just US and State Taxes and award 1/3 of ones after tax income. City Financial has forced over the past years over 10,000 home owners into foreclosure. Get this City Financial lost 3 Class Action Law Suits do to fraudulant practics. Stop State Rights Laws that force folks into foreclosur!
