Medical institutions are NOT allowed to try to collect medical bills and put the debt in the person's credit report. They can attempt to collect the debt but not to damage their credit score if its related to the person's health. they are not allowed by law to contact credit agencies and affect their credit score. .
Why is this important?
I have been disabled and sick for the last 3 years and the insurance companies are changing the amount of coverage and increase all deductibles. Every year since i got sick I NOTICE THAT INSURANCE COMPANIES PAY LESS AND LESS .This have afected me because all of the bills that they dont want to pay ,i am responsible. The doctors dont give you a chance ,inmedietly they put the bill with collections companies and my credit rating has been afected dramatically.