Non-custodial parents should be legally obligated to carry life and health insurance policies for their children in the event that something happens to the non-custodial parent or custodial parent the child is still taken care of.
Why is this important?
I would like to propose that Non-custodial parents be legally obligated to obtain life insurance policies with the child(ren) as the beneficiary and the face value amounts meet or exceed any arrears and/or current child support through the age of majority (19). In the event that something happens to either parent, the child will still be provided for through the age of majority (19).
Additionally, I would like to propose that Non-custodial parents be legally obligated to carry or pay for health insurance policies and premium for child(ren) through the age of majority (19). The Non-Custodial Parent should also pay a portion of co-pays, residuals that are not covered by the insurance and deductibles. If the non-custodial parent cannot afford the premiums, then the custodial parents should be given a chance to afford the premium if they are financially able. That's why I created a petition to The Alabama State House, The Alabama State Senate, and 4 others. Thank you in advance.