To: The New York State House, The New York State Senate, and Governor Andrew Cuomo

NY Legislature: Stop Insurance Companies From Bankrupting Consumers

"Insurers Alter Cost Formula, and Patients Pay More." -- April 24, 2012, New York Times. WE MUST ACT NOW. We must petition the legislature to reinstitute HIGHER REIMBURSED BENCHMARKS FOR CARE. Otherwise, out-of-network-healthcare for many times life-saving procedures is available only to the very rich and doctors can't afford to provide quality care. Tell your politician this is non-negotiable. REIMBURSEMENT RATES NEED TO CHANGE NOW to more fairly benefit consumers and doctors to save lives instead of for rich insurance companies to profit even further. The article goes on to explain: "The level of reimbursement varies by plan, pegged to benchmarks unknown or misunderstood by many consumers. The traditional benchmark was 80 percent of the U.C.R., while newer ones mostly range from 140 percent to 250 percent of Medicare rates. That sounds like more, but typically amounts to less, and is drastically below charges in large, emergency out-of-network bills." What does this mean for you? Patients will go bankrupt or heavily in debt for out-of-network care that is often times crucial, urgent and life saving. We cannot standby and let this change happen. Sign this petition today and let it be known that you will not accept New York approving these financially predatory changes which will result in vital life-saving care becoming unaffordable for the average consumer. We thank you for supporting health care rights!

Why is this important?

We must act now to tell New York that we will not stand by as insurance companies bankrupt consumers from oftentimes vital and life-saving out-of-network healthcare coverage.