Re-Open the Job Market=Force Banks to Really Modify Home Loans

There are some home owners who have been trying to get loan modifications for the last five to seven years. The Banks need to clean the slate, really reduce interest rates, reduce the debt on the home to accommodate the current owner, especially when the banks are willing to sell it at a loss. They are turning us into a nation of renters owned by a few. Landlords do not spend money on improvements and upgrades, homeowners do thus demand for landscaping, painting, siding, garden supplies, add-ones, hot tubs, upgrades, appliances, garage doors with openers, and pride of ownership. These are real jobs that pay with real money.