Recession & its Solution

Economic Down fall is primarily a result of income v/s debt ratio.
Income being constant, the difference of extra money ploughed in the economy used to come from credit made available freely, by Banks, It was found very handy, and it increased the buying power, thereby help grow businesses,and finally the econmoy.
It is high time the law makers examine the Credit Rating Structure in the light of recession, so more people become eligible for Credit Facility,and help the dwindling economy.