Remove the Bankruptcy Exemption from Student Loan Debt

I have a student loan that increases in amount every month. I will never have it paid off, I will never be able to discharge it in bankruptcy, even though the amount now owed is four times my yearly salary. Student loans are exempt from bankruptcy and cannot be discharged regardless of the ability of the debtor to pay except in instances of terminal illness or death. A judge may decide a debtor does not have the ability to pay any other debt, and discharge it, but those who hold student loans have a special protection from the government that allows them to divert social security payments, child-support payments, and garnish wages. It's time to take away that special protection for the banking industry and put student loans on a level field with all other consumer debt.