I urge you to sponsor legislation requiring subcontracted medical practitioners at ERs to accept insurance payments paid at the in-network rate as payment in full for their services. This legislation will stop predatory billing that exceeds reasonable and customary charges.
Why is this important?
Even if you go to an emergency room for a hospital that is in your health-insurance network, you may be held personally responsible to pay bills from subcontracted doctors. These doctors have no obligation to accept the payment terms stipulated under the hospital's group contract with your insurer. They can bill you for balances that exceed the reasonable and customary charges paid to them by your insurer -- and the sky is the limit as to how much these doctors decide you owe!
