To: President Donald Trump, The United States House of Representatives, and The United States Senate

Student loan debt must be dischargeable in bankruptcy proceedings.

The fact that virtually all student loan debt is not dischargeable in personal bankruptcy filings is a critical situation which must be changed. This is largely why student loan debt is at a critical level in the US. Much (if not most) of this debt will never be repaid, and yet those unlucky enough to have taken out one or more student loans will be harassed and hounded to pay these loans back for the rest of their lives. In contrast, corporations, the wealthy, and even entire nations are all able to take advantage of liberal bankruptcy laws, and these entities fail to repay their obligations with alarming frequency. Why are the poor and financially-disadvantaged not given the same opportunity to write off student loan debt, when this debt often becomes a life-or-death struggle to pay down. The least advantaged of us should have the same opportunities to eliminate debt that corporations and the wealthy have.

Why is this important?

The laws that prevent student loan debt from being discharged in personal bankruptcy petitions must be struck down. Saddling a young person with a lifetime of unresolveable debt is anti-social, mean-spirited, and must be stopped.