To: President Donald Trump, The United States House of Representatives, and The United States Senate

Student Loan Forbearance - capitalized interest at 9%

Student Loan Forgiveness for capitalized interest from hardship cases

Why is this important?

At long last, after 23 yrs I have now repaid, to Sallie Mae, the total amount of my student loans I originally borrowed and more. The remaining loan balance I am now paying is the capitalized interest that was added to my balance because of my many long years of financial hardship due to the low salary levels of my profession in higher education (librarian). My loans dont qualify for ANY forgiveness programs - nothing related to teaching in public institutions, or , any forgiveness programs put in place by President Obama because in part they are very old loans, combination of private and federal loans consolidated, and librarians in higher education do not meet criteria for those forgiveness programs targeted to education, and whatever reason...I just think this is wrong - I have repaid every penny of my original loan balance and more at this point. I think that this remaining balance that is created by capitalized interest because of financial hardship/forbearance should be forgiven. I feel like I am paying for the forgiveness programs the President put in place over the past year or so - I have repaid my loans to Sallie Mae.

It is not right that there are people like me still struggling to repay our loans after decades and we cant get any assistance - how many others are in my position? What do you think?

Sonja