Restructure student loans so that thet can be renegotiated more than once to take advantage of dropping interest rates. People with older loans with higher interest rates should be given the same lower rate as new borrowers.
Why is this important?
Tax deduction of student loan interest and payments no matter what your income.
Stop compounding student loan interest
Ability to renegotiate loan interest rates as they drop similar to a mortgage to take advantage of better rates and have the same rate as new borrowers
