Take partial cuts of federal tax refunds to those with financial, or medical hardships. If I can get caught up with my bills; I have more available to pay on my loans!
Why is this important?
I have tried to make my student loan payments affordable, sent in tons of paperwork and information. When I had a decent job, I paid my loans. When the economy took a turn, I have not been able to live and send a big enough payment for them. For a year I have been in a battle with the Michigan Guaranty Agency, trying to set a payment that would be reasonable. They took my entire tax refund, now I may not be able to pay any of my bills; to ever get into a good enough position to repay! I barely make over minimum wage & have one child - so I'm not eligible for aid because again to the govt. I'm not poor "enough".