Why is this important?
as of right now in the state of Pennslyvania people can change life policy beneficiaries over the phone....anyone can do this if they know peoples personal info....i am going through this right now cause someone changed a policy my dad had over the phone... a month before his death he verbally told me over the phone this was done without his knowledge...he tryed to change it back and the insurance company will not recognize it...PA law needs to be changed on this point. It needs to be done writing with a signature.
