To: Tom Joyce, Senior Vice President
U.S. Bank and its Minnesota foreclosure crisis
"Tom Joyce: tell U.S. Bank to come to the table with a reasonable loan modification offer (unlike the one recently received from U.S. Bank) so that John Vinje & Lucinda Adams Vinje can stay in their home and continue to pay their mortgage. No more faxes, no more emails: face-to-face mediation on this loan modification."
Why is this important?
U.S. Bank, headquartered in Minneapolis is one of the largest lenders / loan servicers for home mortgages in the state of Minnesota.
However, U.S. Bank systematically and deliberately stalls the loan modification process for homeowners who are trying to get a mortgage modification, thereby "running-out-the-clock", and forcing these homeowners into foreclosure.