SSI SAVERS Act & The Disabled Citizen | Initiative Voters & Residents are urged to please help our Young & Old DISABLED Citizens, in supporting the SSI SAVERS Act now pending in Congress. People with disabilities need an ability to SAVE some modest funding without risking their eligibility for Supplemental Security Income (SSI) under a new, yet pending bill (H.R. 2103) proposed in Congress. Through the spirit and action In Civic and Community Charity with encouragement of Corporate Philanthropy, The JAYCEES have created a "Petition" http://www.washingtonwatch.com/petitions/sign/54.html on the 'Washington-Watch' Web Site to encourage citizens, nationwide to write their Members of Congress to pass this enhancement and economically ignited bill.. About This Petition - Because current asset limits are so restrictive under the Federal SSI Program - low income seniors and disabled individuals - recipients are forced to spend down savings they may have before they are eligible for SSI assistance, leaving them with only $2,000 (or $3,000 for couples) to help them through any emergencies and their meager entire retirement . In most cases, young adults stricken in their early years are relegated to the SSI Program with actually no savings at all. Since resource values have NOT been elevated nor indexed since 1989 and innocent Disabled people are being disqualified for mere and meager savings (i.e. $2,000.00 savings or $1,500.00 life insurance policies), passage of H.R. 2103 - SSI SAVERS ACT - is a necessary start to correct such inequities in our Social Security Law. Our YOUNG DISABLED Citizens need HELP - not thrown into the maze of a bureaucratic bottleneck that leaves them extraordinarily dependent on limited benefits. For example, one can cite a current set of primariy rules that allows a paltry $1,500 for a Burial Contract with only a threshold of $2,000 for basic savings or liquid assets. How can any person - particularly a Disabled individual - run a tiny home, or modest apartment with such limited ability to save or fund those everyday and needed expenses?. Further, another limitation on automobile ownership where even a car ( that was gifted or inherited) that someone could drive for the Disabled Young person is locked in at a $4,000 value, where inflation and cost of living progression tells us much differently about those circumstances. These are archaic regulations that MUST be changed and our vulnerable Disabled population needs our support. The SSI Savers Act was introduced on a bipartisan basis by Congresswoman Niki Tsongas, a Democrat from Massachusetts and Representative Thomas Petri, a Republican from Wisconsin, " The Supplemental Security Income (SSI) program is meant for basic needs such as food, clothing, shelter, and other necessities" Congresswoman Tsongas mentions in her office press release. " Current law requires seniors and disabled individuals to spend down almost all their retirement savings before they qualify for SSI, a policy which often further impoverishes them and can make them permanently reliant on the federal government," she contends. Rep. Thomas Petri (R-WI), who is introducing the legislation with Tsongas said, "Too often government policy gets in the way of personal initiative. The asset limits and savings restrictions faced by many disabled Americans present a difficult choice between work and the loss of benefits. The SSI Savers Act would ease these restrictions and remove many of the disincentives that keep disabled citizens from greater participation in our economic life." The legislation is touted to sensibly update the savings and assets which seniors and the disabled can retain when qualifying for the SSI Program, which encourages greater savings among recipients and saving taxpayers money in the long term. For recipients younger than 65, the bill excludes retirement accounts and education savings accounts from counting against the limit. It's pointed out that without the legislation, young disabled individuals within current limits can be discourage from taking their first job, since first jobs lead to second and third jobs, this initial hump can make the difference between a lifetime of government assistance and financial independence. For recipients 65 and older, it allows retirement accounts up to $50,000 (single) / $75,000 (couples) to reduce SSI benefits instead of creating an immediate cut off. It's believed this would not only reduce hunger and poverty among our most vulnerable seniors and disabled people, but could mean they are less dependent on government assistance over the long-run because they have been allowed to maintain some financial security. Infact, the Central Rhode Island JAYCEES (Junior Chamber) feels the bill should be further amended to included ... a waiver in the law about SSI recipients doing some form of limited, (part-time) 'community service' such as serving on a municipal / state commission or panel that would be exempt for say receiving a small stipend for such pubic service. They advocate - the proposed bill in its current form - has tremendous merit as a basis for those unfortunate recipients that are relegated to a non-active lifestyle due to their physical or mental disabilities and are further plagued with an almost punishment offset to the real meaning of the SSI Program for the Disabled American Citizen. To reemphasize - H.R. 2103 - SSI SAVERS ACT - would also immediately correct another flaw in this portion of the SSA regulation that provides an equitable inflation adjustment (since this provision is NOT indexed) with assets. This proposal is completely BUDGET NEUTRAL! To conclude, please urge your Congress-person to immediately support H.R. 2103 - SSI SAVERS ACT! - Thank You!

Bad governance

In the 2008 election, and now in the 2012 election, we've had issues about candidates' characters come up. Many, if not all, of these issues could be laid to rest by making 4 items available to all voters as soon as the national conventions are done, and the standard-bearers (both parties) have accepted the nominations.

to outlaw all lobbist and spectulators from goverment actions bills any items that have to do with wallstreet banks comodities markets

With Congress' approval rating at record lows, why not do something about it?

This is about campiagns that smear the opponent. With a wad of cash a candidate can overrun the airwaves with misleading information about the opposition. If a candidate is going to bring up an issue, a position, or a peronal attack on an opposing candidate, the attacking candidate should have to pay for equal time for the victim to respond.

While unemployment, underemployment, the economy, the housing crisis, diminished equity/ individual net worth’s, energy costs and the Federal Deficit have changed dramatically the group whose job it was to prevent and protect us Congressional Senators and Representatives are not shared the burden. Their pay, benefits, retirement accounts and expense accounts have improved while most of their constituents have gone the opposite direction.

No more Norquist pledges!

Congress is pushing to reduce or end needed programs that citizens have paid into most of their lives, yet they do nothing about their own costly entitlements. Billions of dollars could be gained each year if elected officials were placed on the same retirement and medical programs, with the same age requirements, as all other government employees.

Since there's truth in advertising for the public/commercial issues, there should be "whole truth" in political advertising. Freedom of Speech should not apply to lies/out of context utterances.

Both sides of the aisle have, will or are screaming about the National Debt and the need to get it lower yet they refuse to even look at the number one best tool toward a balanced budget - a line item veto. Every past President has lamented not having one but Congress will not listen

The obscene amount of money spent in this election cycle is contaminating the Body Politic. President Obama was responsible for passing Health Care Reform (The Affordable Care Act). Now we need him to take leadership on appointing Supreme Court Justices that will take a favorable position on overturning Citizens United.