California debt and bond reform

Surely in this day and age we can see what works best . Would the congress take a keener look ,if their health coverage was either paid for from their own pockets, or was as good as the least well covered from their constituency.

It is about helping seniors become more secure by being able to use their 401K's to pay off 1st mortgages at a much reduced capitol gains tax rate. It would free up much money to the banks and at the same time be veiwed as giving a break to seniors who have kept their mortgage contract agreement. Up until now the only ones given a break are the banks. Freeing up much money should spur more competition amongst lenders which should lower interest rates. This would also help seniors with medical expences.

Stabilize America. Make roads safer. http://www.nejm.org/doi/full/10.1056/NEJM199810153391617 Save Fuel: Daylight Saving increases gasoline consumption, something the petroleum industry has known since 1930. Less Heart Attacks And Fatal Collisions, according to , Charles Czeisler, M.D. Ph.D., of Harvard University, "We may not worry about cutting just one hour of sleep, he explains, but, as you'll hear in the video, "springing forward" significantly increases the risk of fatal car crashes and heart attacks." http://www.huffingtonpost.com/2012/03/11/daylight-saving-time-health_n_1327202.html According to Gwen Dewer, Phd: "In 2009, German researchers published a study measuring daytime sleepiness in adolescents before and after the shift to DST. Not surprisingly, kids reported more daytime sleepiness the day after they set their clocks forward, and “night owls” had the most trouble. But here’s what’s interesting. The effect didn’t last for just a day or two. These kids suffered from the negative effects of daylight saving time for two weeks. What does this mean? The researchers figure that “class and school performance tests should not take place in the first week(s) after the transition into DST.” And if we we’re concerned about the effects of daytime sleepiness on adolescent test performance, what about the rest of it? What about learning new things in the classroom? Making everyday decisions? Getting along with your friends and family? Handling emotionally difficult events? We know that sleeplessness impacts all of those things, for kids and adults. If daylight saving time can disrupt our sleep patterns for up to two weeks, how much trouble does that cause altogether?" http://www.npr.org/templates/story/story.php?storyId=7779869 And the list goes on.

Today's college student-loan debt is like that of Sisyphus and his boulder. Graduates can't advance without relief, and therefore require both no-interest loans and adequate grants to fund the higher education of America's working-class. In America, it is wrong when college is beneficial for the upper-class and burdensome for the working class.

Please sign this petition (and pass it around,) if you are in favor of teachers having CPR training.

While we in the US lag behind, most modern democracies have embraced the idea of Proportional Representation (PPR) as a way to increase the people's voice in government. Under this system, votes are cast nationwide for political parties which in turn send representatives to the legislature. This allows more than two parties to hold seats in government, more accurately represents the will of the people, and prevents the kind of political blackmail we face here in the US, where if you don't vote for one the two parties, you tacitly vote for the one in the lead. Isn't it time that America holds multiparty elections and becomes at least as democratic as Germany or France? Help us make this great country even more free.

The Sprain Lake in Westchester County, NY is a perfect and very safe place for boating. I was involved in a rowing accident on the Harlem River 6 years ago that killed a friend of mine. I have the backing of Yonkers and the Town of Greenburgh, but have not been able to get Westchester County to allow it. No funds are being requested, only access.

For the last year, our largest export has been refined petroleum products. Unless exportation of gasoline and related products are ceased, gasoline prices will not decline regardless of levels of production of crude oil. The mainstream media have been ignoring the the US has been a net exporter of gasoline for over a year--at a time when Americans have been paying unnecessarily high prices at the pump.

Last week, the Republican National Committee's specialty media secretary ADMITTED that the Republican Party's economic platform In 2012 will be the SAME AS IT WAS DURING THE BUSH YEARS. "I think it's that program - just updated." http://thinkprogress.org/economy/2012/04/23/469123/rnc-spokeswoman-republican-economic-platform-will-be-the-bush-program-just-updated/ ARE THEY KIDDING? We hereby call on ALL AMERICANS to say just ONE WORD to Republicans in Congress: "NO." ...and to remind the Republicans that America is a Democracy—NOT a plutocracy—and that they work for US.

Call to action. Take Election day (Nov. 6th) off from work. We need to make a big deal about OUR elections!

Now that properties are affordable for working class people, banks are saying NO to offers that require financing and only working with CASH buyers. MOST people buy with a loan because it takes such a long time to save to buy cash. This behavior is prolonging the real estate market recovery, supressing values AND allowing the Rich to get Richer. Why should a hardworking person NOT be able to buy a property if they are willing to buy it and can get a mortgage to buy and fix!