fracking is bad for the environment and it contaminates our water supply.

I'm concerned that this country is headed for a really big disaster because Wall Street has NOT changed its ways

We need to keep the Earths health, YOURS and Mine a priority. I want to make a stop to devastating measures that feed our need for oil and convert our attention to sustainable measures.

Insurance companies are constantly raising their rates on homeowners' property coverage even when they have paid the premium for years with no claims. Policyholders often find out when they do have a claim, certain conditions are not covered. The policy should highlight fully the things or conditions not covered so the consumer knows what they are paying for. This should be true for home warranties as well. In recent years, insurance companies have been allowed to base their homeowner premiums on replacement costs so they can get the most money possible from the consumer. The consumer should have a choice in this matter where they currently do not. Whether you own or rent you are affected by these high costs. In case of renters, property owners must pass these costs on in the form of higher rents.

Unpaid taxes by big banks using robo-signed documents have foreclosed properties fraudulently, impacting the county budget for police, fire and education services.Big Banks must prove they own the note/mortgage according to AB1602 and SB 1470, laws effective on 1/1/13. Fraudulent foreclosures must be reported to the CA Attorney General by the Recorder.

SINCE 2011 WE HAVE UNSUCCESSFULLY TRIED TO MODIFY OUR LOAN THROUGH WELLS FARGO. THE INVESTOR IS GOLDMAN SACHS. THE FIRST TWO TIMES WE DID NOT HAVE ENOUGH INCOME BUT WE NOW BOTH HAVE FULL TIME JOBS AND ARE ABLE TO AFFORD OUR MORTGAGE PAYMENT BUT THE INVESTOR IS STILL NOT WILLING TO WORK WITH US. THERE IS A FORECLOSURE SALE DATE OF MAY 20, 2013. WE NEED YOUR HELP TO URGE THE INVESTOR TO POSTPONE THE SALE DATE AND GIVE US A PERMANENT SOLUTIONS TO HELP US KEEP OUR HOME.

When my fiancé and I first met it was love at first sight. We started dating, and haven’t left each others' side since. A couple years into our relationship we had our son. I promised him and his mother that they would never have to worry. I would always be there to provide for and take care of them. A short while later, we decided that we were growing out of our apartment and bought our first home. This home. At the time, it was a deal for the neighborhood it was in, but it was in need of a lot of updating. Nothing fancy, just a cozy three bedroom ranch with a nice backyard. It was perfect for our family. Just 18 short months, many thousands of dollars, and hours of time put into updating the house, the economy crashed. Home values went down, and the mortgage on our perfect fixer-upper was now underwater. Not long after that, the company that I worked for started to feel the crash. First my hours were cut, and then I was told that the economy and lack of customers were forcing them to lay off employees including me. Like many in Michigan, we were hit hard by the economic crisis, and have yet to pull out lives and finances out. Soon, we started to fall behind on our mortgage payments. Bank of America representatives called to try and find out why we were falling behind, and I explained our situation. I gave them all my income and expense information, and had hope as they claimed I was being reviewed for a modification. Weeks went by and then months as we waited to hear back. There were dozens of phone calls in both directions. Each Bank of America representative I spoke to gave me a different piece of advice or information. I was told by one rep to miss 5 months of payments on my mortgage, only to be told later by another one that to reinstate my loan, I needed to pay the equivalent of 5 payments at once. They suggested I get a roommate to add to my income, which I did, only to be told I still didn't meet the criteria. For 2 years the bank told us that a short sale wasn't an option because it was too close to the sale date. The only option they gave us was foreclosure. The foreclosure process began in January 2010, and after many sale dates set and cancelled, our home was actually sold in June of 2012. The bank never notified us of the sale, and we didn't find out about it until the bank's attorney sent us a letter that the 6 month window to protest the sale had ended. We now have days until we are officially homeless. We haven't been able to find a suitable apartment or rent a property to move to, and are still bewildered by how little regard was given to us through this process. We are a hard working family, always willing to go above and beyond to try and help others, yet Bank of America didn’t seem to see a need to try and work out any agreement with us. Please sign our petition. We are only asking the bank to rescind the foreclosure and come to the negotiating table for a real attempt to work this out. Thank you for taking the time to help my family Michael Benthin

We bought our home in Whittier, CA in 2002. The financial hardships for our family of five first began in 2009. The company my husband worked for was downsizing, and he was laid off. He was able to find a new job in 2010, but in a sub-driver position averaging less than 30 hours per month. Soon after that I lost my job as well, and was unable to find a new one that paid the same amount as my previous position. We tried hard to make ends meet for as long as possible. In 2011, when we could no longer make the mortgage payments for our home in California, my husband and I both cashed out our 401K retirement plans in order to stay current. In November of that year, my husband was offered a new position making significantly less money per hour. We were left with no other options- he needed a full time position, so he took the job. By 2012, when it finally became clear that we were underemployed, we contacted Bank of America to try and obtain a loan modification. We've been getting the runaround from the bank ever since. We have sent in four different loan modification packages, hopeful for a solution each time, only to be let down or asked to start the process all over again. Each time we felt like we were getting somewhere, we were assigned a new representative by Bank of America, putting us right back where we started. Our home means stability for our three children. Our oldest daughter is now working and contributing towards the mortgage. With three incomes in our household we are able to make our payments, but we need Bank of America to approve an affordable loan modification. We work hard and are asking Bank of America to work with us to keep our family together in the only home our three kids have ever known.

Romney's Bain DE law firm (MNAT) handled the merger of Romney's The Learning Co with Mattel in 1999. Meanwhile, MNAT's other client (Goldman Sachs) was taking eToys public in 1999 (where the stock soared to $85; but eToys received less than $20). To make sure that various State, Federal & SEC frauds were NOT investigate/prosecuted. MNAT lied to become eToys bankruptcy attorney and Paul Traub (who worked with Romney/ Michael Glazer at Stage Stores) lied to become eToys Creditors attorney. In 2005, MNAT & Traub confessed lying under oath to a chief federal justice and placing Barry Gold (who was also with Romney/Glazer at Stage Stores) - in as CEO of eToys. Then eToys was sold (almost for Free) to Bain/ Kay Bee (CEO Glazer). When Glazer paid himself $18 million and Bain $83 million before filing bankruptcy of Kay Bee - MNAT represents Bain and Traub asked to be the prosecutor. At the same time, MNAT & Barry Gold nominated Paul Traub's firm to prosecute Goldman Sachs in the N.Y. Supreme Ct. case 601805/2002. They can get away with all of this because - on August 2, 2001 - an MNAT law firm partner (Colm Connolly) became the Delaware United States Attorney who then covered up the crimes.

yea was electrocuted on the job was force to use fmla and own insurance head boss told me if I use worker comp would be fired coming back on light duty for any reason I did what they asked lost job lost insurance use own money for deductables now lost wife and loseing house

Chase cost me almost $10,000 by their gaming of the HAMP program.

The registered nurses of the NNOC (National Nurses Organizing Committee) have purposed a 1% tax on all Wallstreet transactions to generate revenue for needed programs that will benefit all Americans. Since Wallstreet greed caused the near- collapse of the global economy and since they have now been making out like bandits-it is way past time to hold them accountable for giving back a small, small portion of the obscene profits they make (often) to the detriment of Main Street.