Where is help for responsible homeowners whose underwater mortgages are not through Freddie/Fannie? We need refinancing options that: A) don’t cost a fortune to obtain, B) include 2nd mortgages (especially when held by a different lender than the primary mortgage lender), C) include “Jumbo” loans, D) and last, but not least–waive PMI requirements for homeowners who had previously gotten out from under PMI by paying down their mortgages before the housing collapse. PMI can cost hundreds of dollars each month, putting what could otherwise be an affordable mortgage payment out of reach. Personal history… We maxed out a Home Equity Line of Credit (HELOC/2nd mortgage) to pay for autism treatments for our son (not covered by medical insurance or the school system - that's another issue). Then came divorce during the housing valuation/market collapse, causing the Judge to make us tenants-in-common in 2009. The children and I remained in the home, I have made all mortgage payments since divorcing, never been late with either lender, and have zero debt other than the home (pay my credit card bills in full each month). I am financially responsible. The two mortgages together (through separate lenders – Credit Union & local bank) put me in the category of needing a “jumbo” loan. The HELOC/2nd is extremely worrisome, since it makes up about 85% of the total debt, and is variable rate. When interest rates eventually start climbing, I will not be able to afford the HELOC payments and have been trying to head off this scenario by refinancing the two mortgages into a single loan that would give me a stable/affordable monthly payment. But consolidating the two mortgages into a fixed-rate jumbo mortgage with no PMI would require that I bring significant money to the table ($75K - $90K, depending on the details). Right. So, my young teenage children and I sit with this sword of Damocles hanging, wondering how long we will be able to stay in the home, the home they have been in since birth.

When a prisoner goes to jail in certain counties of Missouri they are denied Doctor prescribed medication, even if families are willing to pay for it. One of the effect of quitting some of the prescribed anti-depression medication is suicidal thoughts and attempts. How many suicide cases in the jails were caused by lack of medication.

Mitt Romney should show his birth certificate. How do we know without proof Mitt was born in the US. Romney family has roots in Mexico. Was Mitt actually born in Mexico? Show Us Your Birth Certificate, Mitt.

As a veteran with a step-son deployed, I am very concerned with the rise in active duty suicides (one per day), veterans committing suicide (300 per month), the number of troops dying every month in Afghanistan (on average one per day). These numbers aren't even newsworthy anymore. Peace is not treason.

I am a concerned citizen and MTA customer who respectfully requests that you remove the currently posted anti-Islam ads from your advertising spaces. The ads include biased generalizations against an entire group of human beings because of their religion. Furthermore, the ads inspire fear and prejudice. No good is provided to the readers. Please act as a responsible and ethical company by no longer allowing the promotion of hateful and bigoted advertisements on your property.

We have seen the long list of President Obama's accomplishments in the considerably short time that he's been in office. Positive changes that will continue to improve the standard of living for the vast majority of Americans. It would seem the obvious reaction of Republicans to publish their list...unless they just don't have one they want us to know about. So what have you done that we, working class Americans should be voting you in office? Republicans: Where is your list?

No but no one is bringing up the fact that Romney did basically Obama care in Mass and it is working so why does he keep saying he is against obama care?

I call upon the President and Congress to mobilize an International effort to contain the spent fuel rods at Fukushima reactor #4. We need to send whatever tools nuclear experts determine are needed to contain the fuel rods before another earthquake drains the cooling water. Should this happen a deadly and catastrophic release of radioactive gases will devastate Americas future. This is an enormous risk to our homeland security and we need to take action now.

Primary care physicians are now refusing to treat overweight people. This is not only an outrage by itself but can effect anyone that needs medication for epilepsy, high blood pressure, arthritis, ms, depression, diabetes, and many other conditions where weight gain is a well known side effect of the treatment. Where do we draw the line?

Summer 2012 takes the record for record-breaking heat and drought, yet neither Presidential candidate has said a word about climate change as a pressing issue. Why is this? Without a livable planet, how much can jobs, the economy, abortion, or any of the rest of it matter?

Global warming is the most important issue affecting the future of humanity on the planet. If it is not stopped and reversed, Earth will quickly become unlivable, witness the extreme weather we're already having around the world. It will be much worse with increasinng co2 levels.

Mandatory 10 years of tax returns to run for public office.