Why should your credit score be used in ANY part of your driving insurance premiums.

When I called to ask the breakdown they use to determine mostly auto rates,I was unable to get any satisfactory ANSWERS. Why,they do it for demerits showing a table of sorts so you know where stand if you are caught speeding etc.Why countnt this or something similiar be done with credit score critia.and also another question people should have answered (If theres a couple or family of drivers are they based on the best score or the lowest scoreor on individual scores of those drivers? And last do our rates go down with a improve score as fast as they go up when your score goes lower.what kind of studies were used to even set up something like this and maybe it woulb be nice to see if some auto etc issurers use a lower,less harmful scale or maybe no scale at all

This is about the constitutional rights of people, or persons, as opposed to corporate and other legal entities. The people's rights have been betrayed by the recent legal re-interpretation of the definition of a person, by such cases as "Citizen's United". This petition re-establishes the definition of a person.

More than half a million homes are in foreclosure in California only, yet the banks have been bailed out again at the expense of homeowners and tax payers with the uninvestigated settlement made with the banks for forgery and mass "robosigning." The banks are incentivized three ways to profit from foreclosing rather than modifying and or refinancing struggling homeowners and families in this job crisis and the inflated housing market brought on by the mortgage back security scandal. The banks get our tax payer money to modify which they do not do, they get incentives from the private investors to forclose, and they get insurance money to foreclose as well. Not to mention the fact that they get a sort of "reset" button to register the properties properly this time with a new loan, they get our land and our life time investments and they steal our futures in every way.

Gas prices keep going up. We can stop it.

Low interest rates on savings accounts. Failure to increase these rates will deplete the savings of millions of citizens. The result will be devasting to the middle class. Resulting in less spending and add to the recession.

Mega banks such as JPMorganChase, Bank of America, and Citigroup were created via mergers of their smaller competitors these past 15 years. This gives the banking oligopoly/oligarchy a disproportionate economic power over the nation's banking industry. The credit crisis that started in 2008 was partly caused by the banks themselves. And the repeal of the Glass-Steagal Act in 1999 is also partly responsible. A break-up of these mega-banks would set a good example for the rest of the world, especially in high-finance.

Petition To Restate And Reopen For Insider Trading and Civil Rights Violation AND Conspiracy To Commit Fraud to The 1st and 2nd , 3rd Degree Felonies Allege by this Petition Commissioner New Administrative Agency For The Six Judicial District Of Pennsylvania, Corey L. Harris Petitioner. August 2, 2011 To: Hotline OIG Office From: Corey Harris Subject: Request to meet and review matter’s of ownership of program as to the true founder of the Erie County “Job Access Program” of Erie County and its Works to workforce for Transportation of Workers and its Contracts from 2001,2004 to Present 2011. Request to Review Records and History of Job Access Program from years 2001, 2004 to Present 2011. I Corey L. Harris of Erie County Pennsylvania currently have evidence dating back from 2000 and 2004, 2007 to present 2011. That support the Erie County Workforce Board Members of Erie County and Erie County Workforce Development Agency of Greater Erie Community Action Committee and there JOB ACCESS PROGAM was working in partnerships with Local State Agency such as the Pennsylvania Career Link and Department of Public Warfare, and GECAC Job Access, EMTA now Known as “E” and Erie County and Erie County Economic Devolvement at the time of 2001,2004,2007 to provided contracts to for non-profit and for profit companies like the EMTA AND LEFT now call the “E” bus service of Erie County Pa. And the above GECAC AND EMTA “E” Filed to notify the State of Pennsylvania and or their board members of the true founder of the program call “JOB ACCESS” dated for 2001 & 2002 this Is the program of that of Corey Harris Owner and Founder of CH’S Service Provider. The State of PA names it “Job Access an workforce development” program funded by federal money and State monies the GECAC corporation field to notify their board and or the Pennsylvania of State Corporation Bureau of the true founder of Pennsylvania State Program Called “Job Access” was working in Partnership with Workforce Development; I now submit Exhibits of Corey Harris Complaint seeking Ownership and compensation in the form of Relief of the State and County of Erie County Pennsylvanian Job Access Program. Who was awarded State and Federal Money to Operate CH’S Service Provider Company and its Plans to service the workforce of State and Erie County and Abroad and to have its plans and contracts for transportation service of that of CH’S SERVICE PROVIDER Owner Corey L. Harris operating without his permission without compensation. This is in hope of the OIG Office to review this matter at hand of a Review of its Workers to Workforce Innovation of agency of Pennsylvania to investigate this appropriate action. See exhibits in support of the following: If you and your agency may have any other question pleases do not hesitate to call me at (814) 464-6757 or email [email protected] Sincerely, Corey L. Harris

SIGN UP, GIVE YOUR INFORMATION!!

To stop legal bribery of elected officials. NO corporate campaign contributions whatsoever or union. A cap placed on all campaign contributions nomore than a 100 dollars per person per election. NO public official at the State,Local or National level can benefit anyway by their official position. No paid lobbyist of any kind. Lobbying cannot be a job or primary source of income. No revolving chairs beaurcrats/those who leave their corporate jobs become beaurcrats, write legislation then go back to their corporate positions.

Make it illegal for members of congress to accept lobbing jobs. High paying lobbing jobs is another kind of bribery offered by lobbyists to congress members to influence them in favor of special interests at the expense everyone else.

We went down to upgrade our cell phones expecting to be able to upgrade our cell phones without any problems. After selecting our phones we were informed that Verizon was now charging a $30 fee per phone for upgrades. How is the average family supposed to afford an upgrade for each individual in that family and still pay the cost of the data packages and phones? There is no opting out because of the required 2 yr. contract. Where does it all stop?