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Foreclosure Elimination FundCreating a foreclosure elimination fund to help homeowners keep their home, or pay down their mortgage substantially. I have seen my neighbor lose his home to foreclosure. The property is currently for sale.4 of 100 SignaturesCreated by Osbourne
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Bain Capital: Save American JobsBain Capital owns Sensata Technologies, which bought the plant where I work in Freeport, Illinois two years ago. Now, Sensata plans to ship our jobs to China. I don’t know what I’m going to do if I lose my job, and I'm not alone. 165 American workers are set to be laid off from the Freeport plant. Mitt Romney's friends at Bain Capital have the power to stop these 165 jobs from being shipped to China. All they have to do is pick up the phone.35,601 of 40,000 SignaturesCreated by Cheryl Randecker
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Funding CA Schools CampaignFunding CA School Campaign is about increasing revenue for K-12 through higher education. Millions of dollars are spent each election cycle on lobbying and political campaigns. Yet, there has been significant cuts to our education system because of the budget crisis. College tuition has continued to increase year after year making it harder for students to afford a college degree which is required to obtain a well paying job. Lets invest in our future.1 of 100 SignaturesCreated by Bosue Quinonez
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Student loans killMy proposal to alter the way the bankruptcy code is designed to give student debtors a chance. Why? As it stands right now, the ONLY WAY to discharge your student loans (private or federal) is to either DIE or become disabled/unable to work. Unfortunately, neither of these is a great option for the borrower. There is no option out there for those who cannot pay their student loans. Even if you die or become disabled THIS DOES NOT PROTECT YOUR CO-SIGNERS! If by some miracle a judge grants you a discharge, the banks can turn around and go after your co-signers. This means your parents, friends, aunts, uncles, next-door neighbor, or that generous hobo with amazing credit you met down the street will have YOUR LOANS hanging over their heads. This does not change anything for you because now that the banks have stopped hounding you, your co-signers will start! They did a nice thing for you and looked out for your future; it would be a shame to leave them out to dry. Benefits of Altering the Bankruptcy Code: 1. Banks, schools, and Sallie Mae will stop their predatory lending strategies because people will file for Chapter 7 bankruptcy if they cannot pay their ridiculous loans with sky-high interest rates. Banks will make safer bets. 2. Banks will be less generous in how much they give out. How is this beneficial? a. It will force schools to push federal loans on students instead of private ones (the government is much fairer than banks in its lending practices). b. Incoming students (and their parents) will consider going to more affordable state schools. If you get in to Harvard, BY ALL MEANS go to Harvard--but what is the difference between a $20,000 degree from from Rutgers University and a $200,000 degree at Seton Hall University? Answer: It will take an additional 20 years to pay off your student loans from Seton Hall, if you ever do. c. Colleges and universities will give out more grants and scholarships to attract students instead of just offering to help them obtain loans. 3. Banks will rely on co-signers less. Firstly, they will be protected when you file Chapter 7. And secondly, there is no longer a guarantee that if you can’t pay someone else must. Ever notice no matter how good your credit is, a bank will make you get a co-signer? It’s a way for it to guarantee payment even if you die. 4. It will provide an option for those people who simply are not able to pay their loans, cannot find jobs, and did not benefit from the $150,000 they spent on that degree in fine art. Many of us know first hand how hopeless and trapped you feels when the choice is between feeding your family and paying your student loans. Bottom Line: Anyone can take a trip to Vegas (or Atlantic City) tomorrow, borrow $100,000 from a casino, gamble it away, and have it discharged by a judge a few months later because he or she lost his or her job. A degenerate or irresponsible gambler can get the protection of the government from the banks; why can't ambitious and responsible students get that same protection?584 of 600 SignaturesCreated by Kinan Alhoch
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Stop Irresponsible Reporting by the News Media of Heinous ActsProviding names, photos, details of massacres only spurs more crazy people into copy cat crimes. The crazy criminal could not afford ten seconds of air time, yet the media gives hours of time to them for free. The more heinous the massacre, the more time they get. It makes them into heroes to other sick minded individuals and gives them a blue print to improve upon.5 of 100 SignaturesCreated by Richard Kuhns
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Reform of Michigan Body Art lawWe would like a reform of Michigan body art law, including but not limited to, enforcement of illegal tattooing, banning the sale of tattoo equipment to illegal tattooists. Many people have become seriously ill or died due to illegal tattooing, and there is no one to enforce the current laws and codes. We would like these laws reformed immediately!385 of 400 SignaturesCreated by Donald Morrison
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Ban semi-automatic weaponsEnough killing by these weapons that are only designed to kill people. Over and over again everyone is horrified by crazy people getting these weapons legally and killing innocent people. Politicians cannot get this job done so regular citizens must do this24 of 100 SignaturesCreated by John Brady
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Pass an effective Stalking LawMy petition is about the way Law Enforcement handles complaints of Stalking. Stalking is a serious psychologically debilitative, and egregious crime to both women and men. However the laws are not strict enough in New York State and the Country. It is not unusual when law enforcement is informed that they treat the victim as though they were the perpetrator, and so do the Courts. This needs to stop! We need stricter laws, which would stop the Stalker, and give them longer prison sentences for their act.14 of 100 SignaturesCreated by Fedie Redd
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Voter I DPa voter I D law. No, but the marginalized and certain races will be ..1 of 100 SignaturesCreated by Judson McConnell
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TN Mayors: Adopt the "Wharton Plan""Passports To Opportunity" would be inclusive of Photo identification, a signature, and personal information. They would ensure that traditional standards that have served this nation for 150 years will continue to serve us and protect us from any undue burden in voting.375 of 400 SignaturesCreated by Brenna McDaniel
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MacDonalds, Help Us RecycleI think recycling is very important and I notice when the take-out containers from fast food are not recyclable. Some companies have made a point of it, but one of the biggest, MacDonalds, does not. All fast food containers and packaging should be marked for recycling.6 of 100 SignaturesCreated by Carol StJohn
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Give Sally Ride's Parter Full BenefitsIt seems that with as many people know that Sally Ride was the first woman in space, few people realized that she was also the first LGBT woman in space. She and her partner were together for 27 years. Since she is a national hero and a personal hero to soo many, I'm petitioning that her partner be given full rights.6 of 100 SignaturesCreated by Grant Short